Rising Demand for Motorcycle Insurance Amid Surging Two-Wheeler Sales
As motorcycle ownership continues to rise across the U.S., insurance providers are seeing a significant uptick in demand for motorcycle insurance policies. According to a report, the motorcycle insurance market industry is expected to grow significantly in the coming years.Experts say the trend is being driven by a combination of rising fuel costs, increased urban commuting, and a renewed interest in recreational biking post-pandemic.
According to recent data from the National Association of Insurance Commissioners (NAIC), motorcycle insurance policies increased by 11% in the first half of 2025 compared to the same period last year. Major insurers like Progressive, GEICO, and Allstate report a steady climb in new policy applications.
"Motorcycles are becoming more than just weekend toys—they're now a practical and economic choice for many Americans," said Karen Mitchell, senior analyst at Insurance Insight. "With that shift comes a greater need for comprehensive coverage."
What’s Driving the Boom?
Industry analysts point…